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Probably would’ve woken half the building too, if they hadn’t already left for the summer. In my early morning stupor, I’d forgotten the water heater was busted! So it was 10 freezing minutes later, I emerged from the lavatory bright-eyed and shivering, I grabbed a cup and relished in the warming sensation as the coffee hit my stomach. Dressing in my standard steel-toed boots, carpenter jeans, and sleeveless shirt I loaded my belt down with my cell phone, multi-tool, and filled my pockets with a hanky, billfold, keys, eye drops, and lighter (hey! you never know). Fired up my old ’98 Dodge ½ ton, and turned on the classic country station, the one that played Hank, Merle, and Coe. As I pulled out of the parking lot, I sent up a prayer for God to help me get one step closer to my dream. 0432 here comes a middle-age looking fellow carrying his own mug of coffee. ‘This must be HIM’, I think to myself. ‘Well, no time like the present.’ climbing from behind the wheel of the, now rapidly. "I would suggest putting the entire amount into an annuity. I actually have one in mind that is returning good rates."I cleared my throat to get his attention back on me."Correct me if I am wrong; but getting my money out of an annuity early, would be a little costly for me, right?" Well, there would be some fees, but if you could keep it in there long enough, I am sure you will earn enough interest to offset that. It really is your best option." Aside from the four hundred thousand, which I really do not think should go into an annuity; wouldn't it be a better idea to keep the remaining money a bit more diversified?" Some people might say that, but I say strike where the iron is hot. Now this product I am suggesting is the best performing investment I have seen in years. You would be crazy to look elsewhere."This guy was setting off all kinds of alarm bells in my head. It wasn't just what he was saying, which already seemed sketchy, but his attitude was rubbing me the wrong way..
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