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Carter — I couldn’t refill my prescription. The insurance was declined.”“No insurance?”“It was canceled when Dad got laid off. He was offered a COBRA policy, but they won’t cover my prescription. Mom says there’s no way we can afford it out-of-pocket, now.”“Why won’t insurance cover it?” he asked.“It’s because it’s not approved for ... my condition.”“Then how can your doctor prescribe it for you?”“A licensed doctor can prescribe any drug for any condition,” she replied. “But if the diagnostic codes don’t match, the insurance company balks at paying for it. Dad’s old policy was liberal and covered it — I only needed to pay a twenty-dollar co-pay.”“I’ve got some money. How much would it be out-of-pocket?”“Five hundred,” she said.“Five? Hundred? Dollars?”“That’s right.”“Holy ... That’s more than I can scrounge up. Are you telling me those pills cost most of twenty bucks each?”“I’m afraid so. It’s a fairly new drug and the pharma company wants to recoup their development costs. It’s in. Julie’s jaw dropped. ‘Are you serious? Your parents said that?’ Julie asked in amazement. Melanie nodded. ‘My mother called me a slut and that I was no longer her daughter,’ Melanie said. ‘And no, I haven’t told Jason that,’ she added before Julie could ask. Melanie’s cell phone chimed and Melanie’s eyes grew wide when she saw who was calling. ‘Leigh, what’s wrong?’ Melanie asked, after accepting the call. ‘Mom’s been in an accident and Dad’s on a business trip, will you please come to the hospital?’ Leigh asked. Melanie sighed. ‘You know mom and dad don’t want you talking to me,’ Melanie reminded her sister. ‘The hell with what mom and dad want. You’re my sister and nothing you did can change that,’ Leigh spat. ‘Please Mel, mom’s really bad, and I’m scared,’ Leigh pleaded. ‘Where are you?’ Melanie asked finally. ‘Sinai,’ Leigh answered. ‘I’ll be there in twenty minutes,’ Melanie promised, hanging up the phone. ‘My mom was in an accident, Leigh says its bad, will you drop me off.
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